Preferred professional

Leli M. Koencoro

Leli M. Koencoro 2

Hello, I'm Leli M. Koencoro!

Associate Broker | Smart Realty

Areas of service
Maryland, DC, Northern VA
Languages spoken
English, Indonesian and Malaysian

Associate Broker at Smart Realty, licensed in MD, DC, and Northern VA, with 17 years of experience and a background in architecture. I specialize in residential, commercial, and investment properties, including foreign ownership transactions, helping local and international clients make confident, informed real estate decisions—on their timeline, with trusted guidance every step of the way.

Available Sharia-Compliant Programs

Through partnerships with investors, ijaraCDC offers a diverse list of programs that will fit the needs of any Muslim home buyer.

No Credit Program

Get a home even without an established credit history.

Low Credit Program

Low credit score? No problem!

VA Program

Take advantage of VA housing offers for veterans.

Down Payment Assistance

Get up to 3.5% grant for your down payment.

USDA 100% Financing

100% financing for homes in USDA-designated areas.

Physician Program

Whether you’re in residency or an experienced physician, we can help you get a home the sharia way!