Commercial

Interest/Riba-Free Commercial Home Loan Alternative

At Ijara Community Development Corp. in Ann Arbor, MI, we offer a wide variety of commercial loan programs for owner-occupied properties, investment real estate, and business acquisition and expansion. Check out our loan products and categories.

Angular view of modern glass skyscrapers, financed by commercial loans, converging against a clear blue sky.

Sharia-Compliant Financing for Commercial Real Estate

A row of modern townhouses with gabled roofs, financed by commercial loans, on a sunny day.

Residential or Multi-Family Properties

  • Must be in Metropolitan area with more than 100,000 population
  • More than 100 units for as little as 10% down
  • One to four units (Under the Residential category)
  • Five to eight units (Under the Investment category)
    • 20-30% down payment
    • Minimum of $300,000 to $1 million
  • More than 8 units (Under the Investment category)
    • 20-30% down payment
    • Minimum of $1.5 million to $30 million
Glass skyscraper, financed by commercial loans, against a backdrop of blue sky and clouds.

Retail, Office, or Industrial Real Estate

  • Owner-occupied properties
    • Up to 26 years with 5% down payment; maximum of 10 years without a real estate
    • Up to 12 months of no payments during construction is possible
    • Must occupy at least 51% of space and 60% or more with construction
    • $250,000 to $5 million
    • Some users like gas stations will have a minimum down payment of 15%
  • Not owner-occupied investments
    • Up to 20 years with 25-35% down payment
    • Up to 12 months of no payments during construction is possible
    • $300,000 to $30 million

Apply for a Loan Today

If you are interested in our commercial loan programs, get the right application forms here:

For US customers, fill out the application form.

For nonprofit customers, download the Nonprofit Forms.

For Canadian customers, download the Canadian Commercial Loan Application.

For more information, download our commercial brochure to learn more about us.

Residential street with a residential row of two-story brick townhouses and landscaped front yards.

Explore what IjaraCDC has in store for you