Halal mortgage versus the conventional variety
Curiosity about halal mortgage is the first step towards living in a home that matches your beliefs. Home acquisition through a halal mortgage shares similarities with conventional mortgages, but the differences make Islamic financing a better option.
Buying a home the halal way
Three differences that matter most when you compare an ijara structure with a conventional mortgage.
Riba
A conventional mortgage charges riba, and what you pay towards the balance fluctuates. Our ijara contracts carry the same legal responsibilities without those payments, and keep the tax deductibility.
Sharia compliance
Islamic mortgages are vetted by scholars who understand what the faith requires. Conventional mortgages rarely carry that social and spiritual dimension.
Riba-free financing
Interest and riba-free financing is a foundation of our business. We are not a bank, but a structuring and consulting company.
Explore our investor-led halal mortgage programs
Residential — US
Customer-centric programs designed to meet your financial situation. Covers all 50 states.
ExploreResidential — Canada
One of the first to bring Islamic financing in Canada. Available in all provinces.
ExploreCommercial
Dedicated programs to help business owners and entrepreneurs stay free from riba.
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