Islamic home financing · USA

Islamic Home Financing

Homeownership is a cornerstone of the American dream. As the Muslim population grows, so does the demand for home financing aligned with Islamic principles. IjaraCDC helps bridge this gap by facilitating riba-free residential and commercial property acquisition through Sharia-compliant structuring—without being a lender.

As of 2023, more than 66% of American adults are proud homeowners. IjaraCDC, a Muslim non-profit organization committed to bringing brothers and sisters to their forever homes, is meeting this gap in the real estate market.

Get your first home or refinance your property today without compromising your beliefs with IjaraCDC. Talk to our experts today and explore how our services can bring your goals to fruition.

Start your application today
A smiling couple standing in front of a suburban house with an Islamic home financing plan displayed.
Benefits

Benefits of Islamic home financing

Owning your home the riba-free way protects your faith and your finances. Here is what that means in practice.

01

100% Sharia compliant

IjaraCDC’s sharia-compliant structuring process ensures riba-free housing backed by well-known Islamic scholars.

02

Ethical and moral framework

We commit to honesty and transparency in every transaction, ensuring that we align closely with your beliefs.

Why ijara CDC

Why Muslim families and businesses choose IjaraCDC

Here are some ways IjaraCDC can help you achieve your dreams of owning a riba-free home.

Twenty years of riba-free home and business ownership
Families, business owners and investors across the USA and Canada
Nonprofit structure — a 501(c)(3), not a bank and not a lender
Lease-to-own agreements reviewed by a Sharia advisory board
300+ residential and commercial funding partners across the US and Canada
Licensed to operate in all 50 US states and Canada
No prepayment penalty on any IjaraCDC program
A transparent profit rate agreed at signing, fixed for the life of the lease
Available in all 50 states
Our programs are available wherever you are in the US. From coast to coast and even in Alaska and Hawaii, our programs are applicable in every state.
Direct access to expert assistance
You’re not just a customer at IjaraCDC, but a valued client with a dedicated specialist handling your concerns from initial inquiry to closing and payments.
Tailor-made programs
We develop and offer programs that fit various financial and credit situations. Whether you have outstanding credit or building up one, we have your needs covered.
Start your application today
House keys handed to a new owner

Islamic home financing programs by IjaraCDC

Check out the Riba-free Islamic home financing programs specifically catered to the American market’s needs. We constantly develop and implement programs based on industry demands.

Residential programs