Down payment assistance for Washington

Offers between 3% to 5% down payment assistance based on the mortgage amount as a 0% interest deferred loan.

• Not limited to first-time homebuyers

Up to $15,000 down payment assistance for home buyers with a disability or disabled family member living with them.

• Must meet disability definition per Americas with Disabilities Act of 1990 or RCW17A.10.020

Offers up to $10,000 in down payment assistance at deferred-payment load with 3% interest.

• Serves military veterans in Washington state

Provides borrowers up to $40,000 in down payment assistance at deferred-payment load with 3% interest.

• Serves those buying a home within the city limits of Bellingham
• Must contribute $2,500 or 1% of the purchase price, whichever is greater

Offers up to $10,000 down payment assistance based on the mortgage amount as a 1% interest deferred loan.

• Not limited to first-time homebuyers

Borrowers get up to $15,000 down payment assistance based on the mortgage amount as a 1% interest deferred loan.

• For first-time homebuyers or repeat homebuyers buying a home in a targeted area

Provides borrowers up to $30,000 in down payment assistance at deferred-payment load with 4% interest.

• Serves those buying a home within an ARCH member area of East King County
• Must contribute 2% of the purchase price

Created by the Covenant Homeownership Act in 2023, this offers a down payment assistance of up to 20% of the home price (up to $150,000), along with closing costs

• Serves those with pre-1968 roots in Washington state, who themselves or a parent or grandparent lived in Washington before 1968, and who are/were members of certain groups affected by housing discrimination.