Down payment assistance for Arizona
Two state and county programs can cover your down payment and closing costs, and both sit inside a riba-free structure.
Your preferred professional in Arizona
A realtor who knows the Ijara™ structure, working with buyers in Mesa.
20% of my commission is donated to the client’s choice of charity.
Arizona down payment questions
Our team answers by phone or email during business hours, and confirms what Arizona has available where you are buying.
Is down payment assistance available in Arizona?
Yes. Arizona runs state and local programs toward your down payment and closing costs, and ijara CDC can pair them with a riba-free structure.
Can DPA be used with Sharia-compliant financing?
Yes. The assistance covers your contribution to the co-ownership, and the agreement itself stays free of riba.
Who administers the Arizona programs?
They are state and city administered, so the amount, eligibility and repayment terms vary by where in Arizona you are buying.
Do I have to be a first-time buyer?
Many Arizona programs are aimed at first-time buyers, though not all. Our team will confirm which ones you qualify for.
How much can I receive?
It depends on the program and your household income. Contact us for the current position where you are buying.
How long does pre-qualification take?
About ten minutes, and it does not affect your credit.
What can I finance in Arizona?
Residential and commercial property, plus residential and auto conversions from an existing riba-bearing loan.