Ramadan Conversion 2026

Now Your Ticket to Jannah Just Got a Plus One!

Getting rid of interest/riba from your life starts here.

Let's Get Started
  • 100% Sharia-Compliant
  • Keep current payment terms
  • Quick and easy process; not a refinance

Start the Ramadan season the halal way by converting your property into a riba-free home with the help of ijaraCDC’s investor-led Conversion Program! Not only do you get $250 off the structuring fee if you start the process today, you can also help a family or friend secure the same through a referral!

Let's Get Started
Ramadan Conversion 2026 ijaraCDC
From
Riba
To
Riba-free
Offer
$250 off
the structuring fee
Referral
Plus One
help a family or friend secure the same
Payments
Keep current
payment terms
Plus One
+1
through a referral
Let's Get Started

What's a Conversion?

Simply put, a conversion essentially changes the nature of the riba bearing transaction from a rent on money transaction (Riba) to a rent on property (Ijara) transaction. We do this by placing your home in a trust, restructuring your mortgage from a lease on money (which is haram) to a lease on property (a halal) transaction. With the conversion, we don't change the economics of your loan. Economically, you will be paying the same but the structure of the transaction will be different. Curious about the difference between conversion and refinancing? Here's a great article that shows the distinctions between the two.

What changes
Before
After conversion
Transaction
Rent on money transaction (Riba)
Rent on property (Ijara) transaction
Structure
Lease on money (which is haram)
Lease on property (a halal) transaction
Your home
—
Placed in a trust
Economics
—
Paying the same

Download the Conversion Application Form

Why IjaraCDC for Your Ramadan Conversion Needs?

20+ Years in the Business
We're experts at what we do, with two decades of industry experience.
Customer-Tailored Programs
Whatever your financial or credit situation is, we have a program to get you that home.
One-Stop Home Acquisition Solution
We work directly with you on completing the Ramadan conversion, even before filling out the application to closing.