Ramadan Conversion

Your Ticket to Jannah Just Got More Affordable This Ramadan!

What's the best way to celebrate the holy season of Ramadan than converting into a riba-free home, thanks to ijaraCDC's investor-led Conversion Program. Plus, get $250 off the structuring fee if you start the process today!

  • 100% Sharia-Compliant
  • Keep your current payment terms
  • Quick and easy process; not a refinance

What's a Conversion?

Simply put, a conversion essentially changes the nature of the riba bearing transaction from a rent on money transaction (Riba) to a rent on property (Ijara) transaction. We do this by placing your home in a trust, restructuring your mortgage from a lease on money (which is haram) to a lease on property (a halal) transaction. With the conversion, we don't change the economics of your loan. Economically, you will be paying the same but the structure of the transaction will be different. Learn more about the difference between conversion and refinancing here.

What changes
Before
After conversion
Transaction
Rent on money transaction (Riba)
Rent on property (Ijara) transaction
Structure
Lease on money (which is haram)
Lease on property (a halal) transaction
Your home
—
Placed in a trust
Economics
—
Paying the same

Download the Conversion Application Form

Why IjaraCDC for Your Ramadan Conversion Needs?

20 Years in the Business
We're experts at what we do, with two decades of industry experience.
Customer-Tailored Programs
Whatever your financial or credit situation is, we have a program to get you that home.
One-Stop Home Acquisition Solution
We work directly with you on completing the Ramadan conversion, even before filling out the application to closing.